Given that our lending criteria is solely equity based means that for you, no matter how bad your credit is, no matter if you have low, or even no income, if you have the equity, we have your money. No credit checks are required.

Unlike banks and other lenders, we don’t scrutinize why you need the money you are applying for.. When you need the money, we believe you have the right to do with it as you see fit.

As Canada’s most progressive non bank lender, we know that when you need money, you need it now. What you don’t need is an endless paper trail promising this and that, when the only paper you are interested in is the actual money itself. We understand this and this is why we offer 60 minute approvals, and you can receive your money in a matter of days.

When banks say no…. we say yes. Again and again and again.

We believe you should be the judge of what you can afford. As such, we offer a variety of payment options. These include but are not limited to, interest only payments (lower payments mean extra cash for you). We also offer our unique no payment options. This will cover the entire term of your loan. If you have a problem, we most likely have a solution.